The Investing Center: Designed for You

Our new Investing Center has been designed with you in mind. We've looked for ways to make it easier, faster and simpler to find the information you need. Discover how the new Investing Center can help you answer your important financial questions.

Make the Right Choices
Investment choices can often be confusing. Most investors need guidance to select the right type of investment accounts they need. Do you need a brokerage account or an individual retirement account? What's right for you - an asset management account, educational or custodial account? Our new Accounts and Services section provides you with all the information you need in a simple fashion to make the most appropriate decision for you.

Prepare for Life's Stages
As you shift from one stage of life to another, your investing needs and goals change as well. The big decisions you make in life also force you to review your investment strategies. Whether you're getting married or planning for college, preparing your estate or changing your job, you'll receive financial insights for all that life has to offer in our Life Event Planning section.

Save Time When You Surf
The new Investing Center provides easy access to people who can help answer your questions. Jump to the information that's most important to you. From locating a Financial Advisor to transferring accounts, you'll be one click away from the resources you require. This way, you'll get instant links that help save you time and support your busy lifestyle. Learn more at our I Want To... section.

There's Much More to Experience
The new Investing Center has more to offer like news, analysis, commentary and product information. This is just the beginning of many enhancements to come. Experience the new Investing Center today.

Securities and Insurance Products:

Not Insured by FDIC or any federal Government Agency

May Lose Value

Not a Deposit of or Guaranteed by the Bank or any Bank Affiliate

Wachovia Securities is the trade name under which Wachovia Corporation provides brokerage services through two registered broker/dealers, which are non-bank affiliates of Wachovia Corporation: Wachovia Securities, LLC, member NYSE/SIPC, and Wachovia Securities Financial Network, LLC, member NASD/SIPC.(02/04)

This newsletter does not constitute legal, accounting, tax or other professional advice. We recommend you contact your own legal, accounting, tax or professional advisor as neither Wachovia nor the publisher assumes responsibility for your relying on the information provided.