1st Quarter 2008 Your Year to Save

Rewards That Rock

 

Electronics, mountain bikes, travel-related offers, gift cards to favorite restaurants, high end gas grills and so much more. Our Wachovia Possibilities RewardsSM program just keeps getting better and better.

You've Done Your Part
You've enrolled in Wachovia Possibilities RewardsSM and used your Wachovia Credit Card and Check Card for every day purchases. You even called the Wachovia Card Specialty team at 1-866-201-5702 to combine the points earned on all of your rewards-enrolled cards.

Now it's time for the fun part - redeeming those points.

With Wachovia Possibilities Rewards, you have hundreds of great rewards to choose from, like airline tickets, restaurant and retail gift cards, office equipment, merchandise, and more.

Whether you’ve amassed 5,500 or 500,000 points, you’ll find hundreds of items you’ll love in our rewards catalog. You can browse rewards online by category, or use the search function to find a specific reward you’ve had your eye on. Either way, it’s easy to get to the rewards you want. Remember to visit this online catalog often - we are adding more exciting rewards all the time.

Open Your World to Possibilities
Don’t have a Wachovia Credit Card? What are you waiting for?

The Wachovia Credit Card offers a variety of features designed to meet your individual needs. You’ll find attractive rates, personal attention 24-hours-a-day, worldwide acceptance, and identity and overdraft protection. And, if you open an account and select the optional rewards enhancement before March 15th you’ll receive 0% APR on balance transfers through January 2009 . There’s never been a better time to act.

And, when you open a Wachovia Check Card, be sure to enroll in our no-fee Wachovia Possibilities Rewards program. You can use the card it to pay your bills and earn points on every qualifying purchase2. Unlike most other reward programs, Wachovia Possibilities Rewards allows you to combine points earned on all your Wachovia credit and check cards, personal and business, to redeem for rewards even faster.

You can view your points balance, browse the catalog, and redeem them for rewards online at www.wachoviapossibilities.com.

Don’t delay! Enroll today and start earning those rewards!

About Wachovia | Privacy & Security | Legal | Merger

1Your APR on balances you transfer before April 30, 2008 is 0% fixed until January 31, 2009 and then will go to your standard purchase APR, for the life of those balances. See Terms and Conditions for the Wachovia Credit Card.

2 A "Qualifying Purchase" is any signature-based, Internet purchase, phone or mail-order purchase, or bill payment made with an enrolled Wachovia Check Card, Wachovia Credit Card, or both. A Qualifying Purchase does not include a purchase made using a Personal Identification Number, balance transfers, cash advances, purchases of money orders or other cash equivalents. Use of Convenience Checks and fees or finance charges do not earn points. Additional restrictions apply.

This newsletter does not constitute legal, accounting, tax or other professional advice. We recommend you contact your own legal, accounting, tax or professional advisor as neither Wachovia nor the publisher assumes responsibility for your relying on the information provided.

© 2008 Wachovia Corporation. All rights reserved.